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Commercial Lending
IBA 2013 Community Service Award Maximize your returns and minize your expenses with Busey Cash Management

Commercial Lending

Your dream thrives because of your dedication and commitment to its success. Whether you are just starting out, or need a loan to expand, Busey's got your backing. We understand the benefits healthy businesses provide our community — that's why we take the time to understand your business and make credit and pricing decisions in a timely manner.

What's different about Busey?

The People - Our associates make Busey. . . Busey. Most of our commercial bankers have over 10 years of experience, and our unique team environment ensures there's more than one person who can help answer a question or take care of a problem.

The Solutions - From our small business initiative, supporting entrepreneurs whose businesses will bring contributions and vibrancy to our local communities, to multi-million dollar packages, we offer commercial lending solutions tailored to your specific needs.

The Responsiveness - Regardless of the size of loan you need, a credit decision will be made quickly by a partner who knows you and your company.

Busey Business Loan Types and Special Programs

Busey’s participation in a wide variety of specialized loan programs allows us to tailor commercial lending packages to your unique situation. With a strong understanding of your business, your commercial relationship manager will help you make the best financing decision for your company.

USDA Business and Industry (B&I) Guaranteed Loan

The Business and Industry (B&I) Guaranteed Loan Program helps create jobs and stimulates rural economies by providing financial backing for rural businesses. This program provides guarantees of up to 90 percent of a loan made by the bank. Loan proceeds may be used for working capital, machinery and equipment, buildings and real estate, and certain types of debt refinancing.

SBA Loans

Busey is a designated SBA Lender, which means we are authorized to make commercial lending decisions without waiting for SBA approval, streamlining your loan process. Use your SBA loan for real estate, machinery or equipment purchases, construction or renovation, or to start your dream business.

Working Capital Loans

Our working capital loans provide peace of mind for businesses with a cyclical nature. Our lenders will help you develop an effective safety net using knowledge of your business and of the nature of your industry.

Agricultural Loans

Throughout generations, the needs of your farm grow and change. At Busey, we can help manage the unique challenges you face whether you need a loan for production expenses or to purchase land and equipment. Busey has the resources you need to maximize your efforts for generations to come. Click here for additional information on our farm management and farmland brokerage services through Busey Ag Services and Busey Farm Brokerage.

Fixed Asset Financing

Your business growth depends on your ability to purchase fixed assets or fund capital expenditures. With an in-depth knowledge of your business and industry, your relationship manager will work with you to carefully plan each purchase.

Community Development

Busey backs our neighbors with a solid promise to reinvest in our communities — one project at a time. Projects that provide community-wide benefits may qualify for low interest commercial lending programs.

Commercial Real Estate Loans

Busey's team of commercial real estate experts serve all asset classes—multi-family, office, retail, industrial, residential and assisted living development. With a commercial lending portfolio in excess of $2 billion and the priorities of a community bank, Busey has the best product mix and experience to ensure your loan fits your needs.


Whatever your financial needs, Busey promises the resources to help you succeed.
Contact us today to determine which products and services are right for your business.



  • Our Institutino is Rated 5-Stars by Bauer - Awarded June 2014
  • Better Business Bureau
  • Certified Green Business
  • Powered by Norton
  • Money Pass
  • Equal Housing Lender
  • FDIC





With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical homemortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

Innovative Banking. Simplified.

It's your money, and you should be able to access your accounts whether you're out shopping or out of the country.

Busey makes it easy to securely manage your finances whenever you want, wherever you are.

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First home. Or dream home.

There's no place like it.

Busey promises to find the home financing that's best for you - whether you're just starting out, tired of renting or purchasing your dream home.

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A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

Busey promises to partner with you so you don't have to handle difficult decisions alone.

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You earn it. We'll grow it.

After years of hard work, you want to see your efforts pay off - literally.

Busey promises to make your money work for you.

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Our customers are our neighbors.

When it comes to navigating your unique financial journey, you want a partner who understands who you are, where you came from and where you are headed.

Busey promises expert advice to guide you through every important financial decision.

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Our roots run deep.

With roots that trace back more than 145 years, our professional farm managers are entrusted to care and maximize value for landowners controlling a combined 100,000+ acres of prime farmland in Illinois.

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A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

We'll build a relationship with you so you don't have to handle these difficult financial decisions alone.

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Your Dream. Our Promise.

You have big dreams.

Busey promises to help you realize those dreams.

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