Personal

• No monthly fee with a direct deposit or average balance of $100*; otherwise, pay a $5 monthly maintenance fee
• Busey's progressive financial management hub of online services
• Direct Deposit
• Debit MasterCard^®
• Unlimited ATM transactions at no charge at Busey ATMs
• Overdraft Advantage^® privileges**
• eStatements and email notifications; otherwise pay a $2 paper truncated statement fee (images available online only)

*$100 minimum opening balance

**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.

• $5 monthly maintenance fee reduced by $0.20 for each debit card transaction (excludes ATM transactions)
• Busey's progressive financial management hub of online services
• Direct Deposit
• Debit MasterCard^®
• Unlimited ATM transactions at no charge at Busey ATMs
• Overdraft Advantage^® privileges**
• eStatements and email notifications; otherwise pay a $2 paper truncated statement fee (images available online only)

*$100 minimum opening balance

**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.

With Capital Checking, you get the following benefits:

• No monthly fee with five processed transactions per statement cycle and the required daily minimum balance of $1,000*; otherwise pay a $10 monthly maintenance fee
• Interest earned daily, at a tiered rate, when minimum balance of $1,000 is maintained; interest paid monthly
• Busey's progressive financial management hub of online services
• Direct Deposit
• eStatements and email notifications; otherwise pay a $2 paper truncated statement fee (images available online only)
• Debit MasterCard^®
• Unlimited ATM transactions at no charge at Busey ATMs
• Overdraft Advantage^® privileges**

*$100 minimum opening balance

**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.

With Pillar Banking, you get:

A great checking account

• No monthly fee with $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; otherwise, pay a $12 monthly maintenance fee*
• Interest earned daily when minimum balance of $3,000 is maintained; interest paid monthly
• Direct Deposit
• Busey's progressive financial management hub of online services
• Debit MasterCard^®

And special perks just for Pillar Club Members!

• More earning power with the Pillar Money Market
• Seminars, travel and entertainment opportunities - check out our upcoming events and trips!
• No Busey transaction fees on any ATM transactions
• Free specialty blue checks or $5 off any design
• 25% discount on any safe deposit box rental
• Rate increase available on standard CD products upon request
• Enhanced earning power and capital preservation with Busey's Portfolio CD
• Official checks at no charge

*$100 minimum opening balance; $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; balance maintained in Pillar Checking is included when calculating the $10,000 minimum on deposit; certificate of deposit/IRA balances do not count toward minimum balance requirement.

With Capstone Checking enjoy the benefits of Pillar Checking plus:

• Free specialty blue checks or $10 off any other design
• Free small safe deposit box or 50% discount off any other size
• No fee telephone transfers
• Monthly reimbursement of up to 5 non-Busey ATM surcharges

Interested in maximizing your relationship with Busey?

Get a complimentary relationship review to see if you qualify for Private Client. Let our dedicated Busey professionals provide guidance and solutions to meet your unique financial needs. Contact a Personal Banker to schedule your appointment.

*$100 minimum opening balance; minimum balance requirement of $10,000 in Capstone Checking with $100,000 in combined Checking, Money Market and/or Savings account balances (certificate of deposit/IRA balances do not count toward minimum balance requirement), or $500,000 in wealth management assets, otherwise pay $30 monthly fee.