Busey has a personal checking account to suit your individual style and make managing your money easy, especially with our progressive financial management hub of online services.
Not sure which account is right for you? Visit any Busey banker or call 800.67 | Busey – we’ll ask you a few questions and help you decide which checking account is best for you.
Take control of your schedule and BANK BY APPOINTMENT.
Foundation Checking |
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If you're looking for a basic personal checking account that helps you avoid fees, Foundation Checking may be the account for you. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard®.
Learn more about Foundation Checking.
*$100 minimum opening balance
**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.
Connection Banking |
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If you're looking for an account that complements your mobile lifestyle, Connection Banking may be the account for you. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard.
Learn more about Connection Banking.
*$100 minimum opening balance
**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.
Capital Checking |
Open Now Rates |
If earning interest on your checking account is important to you, Busey's Capital Checking may be your ideal account. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard.
Learn more about Capital Checking.
With Capital Checking, you get the following benefits:
*$100 minimum opening balance
**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.
Pillar Banking |
Open Now Rates |
Earn a competitive interest rate on your personal checking account balance and enjoy free or discounted banking services. Pillar Banking customers are automatically enrolled in Busey’s Pillar Club, which offers a wide range of educational seminars and entertaining activities. Busey Pillar Club members receive important financial information, save money on banking services and meet new friends! Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard.
Learn more about Pillar Banking.
A great checking account
And special perks just for Pillar Club Members!
*$100 minimum opening balance; $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; balance maintained in Pillar Checking is included when calculating the $10,000 minimum on deposit; certificate of deposit/IRA balances do not count toward minimum balance requirement.
Capstone Checking |
Rates |
Enjoy an exceptional banking experience with Capstone Checking. Our premier checking account rewards relationship customers with enhanced benefits and competitive interest. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard.
Learn more about Capstone Checking.
With Capstone Checking enjoy the benefits of Pillar Checking plus:
Interested in maximizing your relationship with Busey?
Get a complimentary relationship review to see if you qualify for Private Client. Let our dedicated Busey professionals provide guidance and solutions to meet your unique financial needs. Contact a Personal Banker to schedule your appointment.
*$100 minimum opening balance; minimum balance requirement of $10,000 in Capstone Checking with $100,000 in combined Checking, Money Market and/or Savings account balances (certificate of deposit/IRA balances do not count toward minimum balance requirement), or $500,000 in wealth management assets, otherwise pay $30 monthly fee.
Student Banking | Building the Next Money Smart Generation |
Did you know Busey offers tools and accounts to help prepare your children for financial independence? From kindergarten to college, help your child develop good financial habits to put them on the right path to handling their money responsibly.
Visit our Student Banking page to learn more!
Busey's progressive financial management hub of online services |
Need help making the switch to Busey? Make it easy with our Switch Kit.
With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.
On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.
From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.
You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.
