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Retirement Planning

There are many strategies and investment alternatives when it comes to planning for your retirement, and we can assist with devising a comprehensive retirement solution. Understanding your individual objectives and personal situation is essential in order to recommend the appropriate approach to meet your retirement goals. At Busey Wealth Management, our professionals can review your investment portfolio, analyze your income replacement needs during retirement, determine the best distribution strategies, and provide you with a comprehensive retirement solution that fits your unique situation.

No matter where you are at in life, our professionals can help you plan for your next phase...

Preparing for retirement is even more challenging in today's world and requires careful planning. No matter what phase of retirement planning you are in, our advisors can assist you in making smart decisions around your retirement every step of the way. Put simply, our advisors can help you get to retirement with no surprises.

We all know that the earlier you start saving, the better off you will be when you retire. At Busey Wealth Management, we can help make these decisions less complicated by advising you on the best strategy for your situation and also taking into consideration tax and distribution implications. Perhaps you are somewhere in between just getting started and already retired. From identifying specific income planning needs during retirement to determining the appropriate investment strategy for your unique situation and phase in life, the professionals at Busey Wealth Management can simplify the complexity of planning for your retirement.

One of the most important retirement-related decisions you will face is what to do with your company retirement plans if you retire or change jobs. All too often, individuals cash out these resources and spend their savings on current needs, never allowing it to accumulate into substantial retirement assets. Even more often, individuals leave these funds behind at their previous employer, where the funds are neglected and don't work as hard as they potentially could. Busey can help you navigate these difficult decisions and maximize your resources.

You've worked hard your entire life for this, and being prepared for retirement is the best way to make sure you get to enjoy it.

Today, individuals face significant personal responsibility for meeting their retirement goals and income needs. Many retirees must plan for 30 or more years without a salary. We can work with you to create a plan for generating a reliable income stream from your accumulated assets and other sources, such as Social Security, pension or employee retirement plans, and any additional sources of retirement savings.

Our professionals can take a detailed look into your financial situation and assist you in replacing your paycheck when you retire. We will also work with you to address potential challenges that could disrupt your plan-increased longevity, impacts of inflation, uncertainty of Social Security, market fluctuations, tax implications, distribution requirements, healthcare and long-term care costs.

The challenge of creating a plan for your retirement requires careful planning and consideration. Busey Wealth Management can provide you with the guidance and expertise in creating appropriate solutions for your life goals, leaving you more time to enjoy more important things in life.

Resources

For more educational information on retirement planning, click on the topics below:

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With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical homemortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

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It's your money, and you should be able to access your accounts whether you're out shopping or out of the country.

Busey makes it easy to securely manage your finances whenever you want, wherever you are.

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First home. Or dream home.

There's no place like it.

Busey promises to find the home financing that's best for you - whether you're just starting out, tired of renting or purchasing your dream home.

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You've worked hard to realize your dream of opening a business.

Busey promises to partner with you so you don't have to handle difficult decisions alone.

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You earn it. We'll grow it.

After years of hard work, you want to see your efforts pay off - literally.

Busey promises to make your money work for you.

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Our customers are our neighbors.

When it comes to navigating your unique financial journey, you want a partner who understands who you are, where you came from and where you are headed.

Busey promises expert advice to guide you through every important financial decision.

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Our roots run deep.

With roots that trace back more than 145 years, our professional farm managers are entrusted to care and maximize value for landowners controlling a combined 100,000+ acres of prime farmland in Illinois.

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A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

We'll build a relationship with you so you don't have to handle these difficult financial decisions alone.

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You have big dreams.

Busey promises to help you realize those dreams.

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