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Merchant Services Solutions

Powered by FirsTech, Inc.

What if you could offer your customers the convenience they demand and enjoy faster access to your funds?

In today’s marketplace, accepting electronic payments is a necessity. Your customers are looking for an easy, convenient and secure way to shop with you. To provide them the convenience they desire while maintaining your high security standards, rely on Busey.

Through our partnership with FirsTech, Inc., we offer a comprehensive Merchant Services Program powered by TSYS®, one of the top payment processors in the nation. You’ll benefit from a solution tailored to the unique needs of your business, including:

  • Accept EMV® chip cards, magstripe cards, ACH, UnionPay®, verify checks and contactless payments
  • Next-day funding available
  • Customers can pay with their preferred card—accept all major card brands at the same rate
  • A quick and easy electronic application process
  • 24/7, U.S.-based merchant support
  • Insightful cloud-based reporting

Fast, Affordable, Secure and Smart Terminals

Turn your countertop into a sophisticated all-in-one point-of-sale and business management station with Vital ProSM and Vital Pro PlusSM.

  • Faster and more secure card transactions—EMV chip, magstripe cards and contactless payments
  • Modify orders, add discounts and update your staff with low-inventory alerts
  • We keep customer card-on-file data off your system—protecting you from fraud and security risks
  • Print or email customers their receipts
  • Optional handheld barcode scanner, POS receipt printer and cash drawer available

Mobile Processing Solutions

Take your business on the road with Vital MobileSM or the Vital Card ReadersSM. Accept payments right from your Apple® or AndroidTM mobile device.

  • Accept EMV chip cards, magstripe cards and contactless payments
  • Email customers their receipts
  • Manage tips and tax rates from the palm of your hand

Accept Credit and Debit Cards on Your Website

Manage all your payments with one single system. Take control of how you accept payments with our online virtual terminal and payment gateway.

  • Process transactions in real time
  • Set up recurring billing for manual and automatic payments
  • Using the optional USB credit card reader means no more manually keying in card numbers and less invalid transactions

Powerful Web-Based Management and Reporting Tools

Manage your business and take payments from any PC that has internet access.

  • Access detailed activity and transaction reports in real time
  • Create custom reports
  • Online response to chargebacks and retrievals

Competitive Flat Rate Fee

We can simplify your bookkeeping and potentially save you money by combining many of your monthly charges into a single flat monthly fee.

  • No hidden fees
  • Tiered pricing based on monthly processing volume
  • Cost flexibility allows your business to scale and still maintain low fees

Data Breach Security Program

Busey and TSYS provide your business with the industry’s most powerful fraud prevention tools. Our Data Breach Security Program protects your business financially up to $100,000 per location for the most common forms of a data breach:

  • Employee dishonesty
  • Stolen credit card receipts
  • Compromised POS terminals
  • Credit and debit card skimming
  • Stolen computers

Plus, the program covers many of the fees and expenses you’ll face after a suspected breach, including:

  • Industry-mandated audit for an alleged breach
  • Card replacement costs and associated expenses
  • Industry assessments and fines

Transaction review, detailed history reporting and the ability to void or cancel a transaction enables you to conduct business anytime, anywhere.


Whether you need options for recurring billing, mobile payments, or customized ancillary gift or loyalty card programs, Busey’s Merchant Services can help—we’ll perform a complimentary review of your current merchant services and provide an in-depth cost analysis to help you make an informed decision.




Whatever your financial needs, Busey promises the resources to help you succeed.
Contact us today to determine which products and services are right for your business.

  • Rated 5-Star "Superior" by Bauer Financial
  • Busey Bank BBB Business Review
  • Certified Green Business by the Illinois Green Business Association
  • Norton Secured; powered by VeriSign
  • Website powered by Digital Insight
  • Surcharge-free access at any MoneyPass network ATM
  • Equal Housing Lender
  • Member FDIC








With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

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Busey promises expert advice to guide you through every important financial decision.

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You have big dreams.

Busey promises to help you realize those dreams.

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Fulfilling Dreams for 150 Years.

Join us as we celebrate our sesquicentennial.

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