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Chip Cards

EMV chip iconWhen your debit card expires, Busey will send you a new card with an embedded chip.* A chip card—also known as an EMV card—adds an extra layer of security when you pay. Chip cards can be used anywhere your other cards are used, but the chip functionality only works at businesses with an activated chip-enabled terminal.

 

Why are chip cards more secure?

  • The chip generates a unique, one-time code (also called a token) each time you insert your card at a chip-enabled terminal. Your purchase can only be approved with the chip-generated code. Learn more about tokenization.
  • The chip in your card is virtually impossible to duplicate. That means attempts by a fraudster to create and use counterfeit cards will be much harder.

How do I use my chip card?

EMV usage image - insert card  1. Insert chip end of card face-up into the merchant terminal and do not remove.

EMV usage image - follow prompts  2. Follow prompts on-screen to approve the amount then enter your PIN or sign.

EMV usage image - remove card  3. Remove your card when prompted.

 

If a merchant is not yet chip-enabled, you can still swipe your card to pay.

 

Download printable instructions.

 

* A replacement fee may be assessed for an EMV card request prior to card expiration.

 

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With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

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