When your debit card expires, Busey will send you a new card with an embedded chip.* A chip card—also known as an EMV card—adds an extra layer of security when you pay. Chip cards can be used anywhere your other cards are used, but the chip functionality only works at businesses with an activated chip-enabled terminal.
Why are chip cards more secure?
How do I use my chip card?
1. Insert chip end of card face-up into the merchant terminal and do not remove.
2. Follow prompts on-screen to approve the amount then enter your PIN or sign.
3. Remove your card when prompted.
If a merchant is not yet chip-enabled, you can still swipe your card to pay.
* A replacement fee may be assessed for an EMV card request prior to card expiration.