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Consumer Loans

You have many choices when it comes to consumer loans, but how do you know which loan is right for your needs?

At Busey, we promise to help you find the financing solution that is best for you, which is why we offer an extensive lineup of consumer loan products including personal loans, home equity loans, mortgage loans, auto and boat loans. Whatever the project or purchase, your Busey banker will help you find the loan that's right for your situation. Learn more about our consumer loan products below, and be sure to utilize our financial calculators as a resource.

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Mortgage Loans | Home Equity Line of Credit

Home Equity Loan | Personal Loans

Auto & RV/Camper Loans | Boat Loans | Resources


Mortgage Loans

Home. There's no place like it. Finance your dream with an IHDA Top Lender. Our competitive rates, personal service, wide variety of financing options and quick approval process make first time home mortgages or refinances simple and convenient. With offices in Florida, Illinois, Indiana and Missouri, Busey offers convenience and expertise throughout the mortgage process. Visit our mortgage loan center for more information about buying a home, including current loan rates and resources, home financing calculators and an online application and approval process.

Start your application today!


Home Equity Line of Credit

Put your most valuable asset to work for you with Busey's Home Equity Line of Credit (HELOC). Securing a HELOC gives you flexibility and convenience, and can even save you money! Additionally, interest paid on a Home Equity Line of Credit may be tax deductible.*

  • Readily available cash for immediate and future needs, such as debt consolidation, college tuition, vacation, emergencies or home improvements
  • Funds can be drawn or repaid at your convenience, online or in branch.
  • Flexible payments
  • Flexibility of continual use of funds 

Click here to learn more!

Apply now!


Home Equity Loan

Need one-time financing? Put the equity in your home to work for you, and enjoy peace of mind with a fixed interest rate and monthly payment. Securing a Home Equity Loan allows you to use the equity in your home for large purchases or to consolidate debt, turning your equity into cash. Additionally, interest paid on a Home Equity Loan may be tax deductible.*

  • Ideal for education, vacation, debt consolidation or home improvement needs
  • Perfect to help you pay off higher interest rate credit card balances and personal loans to save money every month

Click here to learn more!

Apply now!


Personal Loans

Busey offers an array of personal loans to meet your needs. Whether you need a short-term loan for unexpected emergencies, are consolidating debt, or want to take a vacation—we can provide the loan that is right for you.

Get the financing you need and enjoy:

  • Competitive rates
  • Fixed installment payments

Click here to learn more!

Apply now!


Auto & RV/Camper Loans

Whether the vehicle is new or new to you, Busey is here to help!

  • Affordable loans for new and used cars, RVs and campers
  • Refinance current vehicle payments
  • Qualify for an additional discount with an automatic payment from a Busey deposit account

Click here to learn more!

Apply now!


Boat Loans

Let Busey navigate the financing, so you can navigate the open waters.

  • Competitive rates
  • Up to 180 months financing for qualified applicants
  • Qualify for an additional discount with an automatic payment from a Busey deposit account

Click here to learn more!

Apply now!



Want to determine monthly payment amounts, how long it will take to pay off a loan or how much you can afford to borrow? Wondering which loan fits your needs - a traditional car loan or a home equity loan? Click here to find out using Busey's financial calculators.

For educational information on financing and managing personal debt, click the topics below:

*Consult your tax advisor about the deductibility of interest.

  • Rated 5-Star "Superior" by Bauer Financial
  • Busey Bank BBB Business Review
  • Certified Green Business by the Illinois Green Business Association
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  • Website powered by Digital Insight
  • Surcharge-free access at any MoneyPass network ATM
  • Equal Housing Lender
  • Member FDIC








With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

Innovative Banking. Simplified.

It's your money, and you should be able to access your accounts whether you're out shopping or out of the country.

Busey makes it easy to securely manage your finances whenever you want, wherever you are.

Personal Banking Learn More »

First home. Or dream home.

There's no place like it.

Busey promises to find the home financing that's best for you - whether you're just starting out, tired of renting or purchasing your dream home.

Mortgage Learn More »

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

Busey promises to partner with you so you don't have to handle difficult decisions alone.

Business Banking Learn More »

You earn it. We'll grow it.

After years of hard work, you want to see your efforts pay off - literally.

Busey promises to make your money work for you.

Wealth Management Learn More »

Our customers are our neighbors.

When it comes to navigating your unique financial journey, you want a partner who understands who you are, where you came from and where you are headed.

Busey promises expert advice to guide you through every important financial decision.

Resource Center Learn More »

Our roots run deep.

With roots that trace back more than 145 years, our professional farm managers are entrusted to care and maximize value for landowners controlling a combined 100,000+ acres of prime farmland in Illinois.

Ag Services Learn More »

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

We'll build a relationship with you so you don't have to handle these difficult financial decisions alone.

 Learn More »

Your Dream. Our Promise.

You have big dreams.

Busey promises to help you realize those dreams.

The Busey Promise Learn More »

Fulfilling Dreams for 150 Years.

Join us as we celebrate our sesquicentennial.

busey150 Learn More »