| Loan to Value (LTV) Ratio | Draw period | Repayment period |
|---|---|---|
| 80% LTV | First 10 years | 10 years |
| 90% LTV | First 10 years | 10 years |
Pricing based on LTV, FICO score and loan amount.
Homeowners insurance is required. Flood insurance, title search/policy, appraisal and flood certification may be required.
All loans are subject to collateral values and final review.
1-4 Single Family residences, condos, or duplexes (non-converted) only.
Should your loan be approved, additional paperwork and/or information will be required.
Illinois, Indiana, Missouri—early account closing fee of $350 if line of credit is closed prior to third anniversary date.
Florida—early account closing fee includes repayment of all third party and tax fees paid by bank at closing.
Pricing based on LTV, FICO score and loan amount.
Interest rate is fixed for the term of the loan.
Homeowners insurance is required. Flood insurance, title search/policy, appraisal and flood certification may be required.
All loans are subject to collateral values and final review.
1-4 Single Family residences, condos, or duplexes (non-converted and owner occupied) only.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on LTV, FICO score and loan amount.
Homeowners insurance is required. Flood insurance, title search/policy, appraisal and flood certification may be required.
All loans are subject to collateral values and final review.
1-4 Single Family residences, condos, or duplexes (non-converted) only.
Should your loan be approved, additional paperwork and/or information will be required.
With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.
On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.
From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.
You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.
