From an emergency kit to a communication plan, now – National Hurricane Preparedness Week – is a great time to prepare for a hurricane. Assess your home’s risk and develop a plan to protect against a potential storm.
To make sure your household is equally protected, Busey offers 7 Tips for Hurricane Preparedness:
1) Know your risk. Take an inventory of valuable household items such as: jewelry, electronics and antiques. Take photographs of these items for insurance purposes and keep them in a safe place.
2) Assemble an emergency kit. Keep all of your important documents including: marriage and family records, adoption papers, property deeds, birth certificates, wills, insurance policies, passports, social security cards, immunization records, financial account information, titles, lease contracts and tax returns in a safe deposit box or with a close relative. Include extra cash, a three day supply of water and food, first aid kit, can opener, flashlight, radio and extra batteries in the event a hurricane hits.
3.) Develop a family communication plan. Keep names and contact numbers for executors, trustees and guardians in a safe place. If you keep these records on your computer, back them up to an external device or a web storage facility.
4) Establish an evacuation plan. . In the event you need to evacuate your home, devise a plan. Make a list of everything you need should your property be destroyed and take with you what you can. Educate yourself on evacuation routes and how to find higher ground.
5) Secure your home. Take extra precautions when preparing for a hurricane. Cover all of your home’s windows. Permanent storm shutters provide the best protection but you can also board up your windows with exterior grade plywood. If you choose the ladder, have the plywood cut and ready to install should a hurricane warning be posted. Also, make sure your trees and shrubs are well trimmed, reinforce garage doors, install straps or clips to fasten your roof to the frame and consider installing a generator.
6) Protect financial documents. Keep your financial documents safe in a safe deposit box, with a close friend or relative, on an external device or online in a web storage facility such as Dropbox or Google Drive.
7) Know the details of your insurance policy. If you already have insurance, make sure your policy is current and accurate. If you don’t have insurance or would like to add to your policy, start shopping around or call your insurance agent for advice.
Prepare for the unexpected events in life with Busey. From personal to wealth management needs, our professionals are here to guide you through life’s unexpected events. Visit any Busey location or call 1.800.67Busey.