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New Year's Resolutions Begin Today

University of Scranton research suggests that 45% of Americans make New Year’s resolutions, and of those, 25% of resolutions fail within the first week. In the end, only 8% of people achieve their New Year’s goals.

Many people use the New Year as an opportunity to make large changes or attempt extreme makeovers, whether personal or professional. That’s a nice aspiration, but the average person has so many competing priorities this type of approach—as the research shows—is doomed to fail. Essentially, overcommitting can be so psychologically daunting, you end of failing to launch in the first place.

If you want to change something for the better, be the catalyst needed to make it happen. Now is the time to make a difference. Do not wait for January 1 to roll around just so you can do what most everyone else does without fail: set goals and not keep them.

On average, nearly 50% of resolutions involve fitness or money, so:

  • Start your resolution now. It takes nearly eight weeks to establish a new habit, and it will be an established routine when others are just starting out. Plus, you will avoid peer pressure to change your behavior right after the holidays.
  • Be specific as to what you will achieve. People who explicitly make resolutions are 10 times more likely to attain their goals than people who do not. Setting specific goals like "I want to save $3 million for retirement in 30 years," increases the likelihood of success.
  • Meet with your advisor today to determine and resolve your financial plan. Go strong into the New Year and take the stress out of everything from holiday travel to year-end tax preparation.

Keep building momentum by publicizing your resolution and sharing your goals with others. Just knowing that they know will make you more likely to succeed. Consider broadcasting your intentions over Facebook and Twitter for positive reinforcement. You can even share your story with Busey on social media. We will root for you each step of the way.


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With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

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You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

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