Resource Center

Expert Insights header
  Creating change since 1868. Learn more. You earned it. We'll grow it. Busey Wealth Management.
Expert Insights

Vacation: Planning, Budgeting & Saving

Family sitting on dock image

Whether you hope to meet Mickey Mouse at Disney World or unplug in the Great Smoky Mountains, vacations can be costly—no matter your destination. Now is the perfect time to plan your next getaway.

Establish a Spending Plan

To ensure you’re financially ready for your vacation, establish a spending plan. Estimate costs for:

travel (planes, trains or automobiles),

hotel accommodations,



and attractions. is a great (and free!) resource to estimate your costs by viewing travel expenses incurred by real travelers. Sign up and create your trip on the website, then keep track of your expenses while on vacation.

Five Strategies for Savings Success

Although it’s not a glamorous part of the planning process, figuring out how to pay for your vacation is vital. Here are five strategies to successfully save for your trip:

1) Save separately for your getaway. Open a savings account dedicated solely to your trip to help you keep better track of your money. Having a separate account means you’re less likely to dip into it when you need extra cash.

2) Turn on autopilot. Ensure vacation money is saved every time you’re paid through automatic savings. If your paycheck is directly deposited, put part of it into your vacation savings account. If not, link your checking and saving accounts together and establish automated transfers between accounts.

3.) Sacrifice today for fun tomorrow by downgrading or eliminating services— such as satellite radio, gym memberships or your monthly movie-rental service. Stash the savings away in your special vacation savings account.

4) Eat at home and put that money in your vacation fund. Did you know the average household spends $2,678 (that’s $223 per month) at restaurants each year, according to the National Restaurant Association? Reduce your restaurant visits and put that savings toward vacation. If you do eat out, cut costs by clipping coupons and looking for “kids eat free” deals.

5) Declutter your closet —have a garage sale and earn vacation cash from your castoffs. If you don’t want to take the traditional route of posting signs and setting up tables at your home, consider selling your stuff on Facebook. Search for pages on the social media website that are dedicated solely to items for sale in your community.

Turn your vacation dreams into reality with Busey. For support and resources you need, speak with our experts today—visit any Busey location or call 1.800.67 | Busey.


Back to Expert Insights


  • Rated 5-Star "Superior" by Bauer Financial
  • Busey Bank BBB Business Review
  • Certified Green Business by the Illinois Green Business Association
  • Norton Secured; powered by VeriSign
  • Website powered by Digital Insight
  • Surcharge-free access at any MoneyPass network ATM
  • Equal Housing Lender
  • Member FDIC








With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

On the personal side, Busey Bank promises to make your banking hassle free with smart personal checking and savings accounts, convenient online banking and mobile banking solutions and consumer loans. Whether you are ready to buy your first home or simply want to refinance the one you currently own, our practical home mortgages, participation in a wide range of special loan programs and in-house mortgage expertise mean your home loan is tailored to your individual needs.

From opening your first business checking account or loan to creating a strong succession plan, Busey can help you manage your growing business. Our business banking, lending and cash management solutions give you the tools you need to keep your business successful and nimble. Our participation in a wide variety of specialized programs and in-house credit expertise allow us to tailor commercial lending packages to your unique situation and make faster credit decisions. Busey knows that cash flow is the lifeblood of a business—whether you need help with receivables, payables, liquidity, fraud protection or information reporting, we can customize your cash management solution to your growing business' needs.

You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

Innovative Banking. Simplified.

It's your money, and you should be able to access your accounts whether you're out shopping or out of the country.

Busey makes it easy to securely manage your finances whenever you want, wherever you are.

Personal Banking Learn More »

First home. Or dream home.

There's no place like it.

Busey promises to find the home financing that's best for you - whether you're just starting out, tired of renting or purchasing your dream home.

Mortgage Learn More »

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

Busey promises to partner with you so you don't have to handle difficult decisions alone.

Business Banking Learn More »

You earn it. We'll grow it.

After years of hard work, you want to see your efforts pay off - literally.

Busey promises to make your money work for you.

Wealth Management Learn More »

Our customers are our neighbors.

When it comes to navigating your unique financial journey, you want a partner who understands who you are, where you came from and where you are headed.

Busey promises expert advice to guide you through every important financial decision.

Resource Center Learn More »

Our roots run deep.

With roots that trace back more than 145 years, our professional farm managers are entrusted to care and maximize value for landowners controlling a combined 100,000+ acres of prime farmland in Illinois.

Ag Services Learn More »

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

We'll build a relationship with you so you don't have to handle these difficult financial decisions alone.

 Learn More »

Your Dream. Our Promise.

You have big dreams.

Busey promises to help you realize those dreams.

The Busey Promise Learn More »

Fulfilling Dreams for 150 Years.

Join us as we celebrate our sesquicentennial.

busey150 Learn More »