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Expert Insights

Planning Your Estate

The process of planning your estate involves many steps beyond having a will or a trust.

Prepare a comprehensive list of all assets.

Determine how you would want your assets managed if you could not do so yourself.

Outline how you would want your estate ultimately distributed.

With this general plan in mind, consult a Busey Wealth Management advisor to strategize how to accomplish your goals. Our experienced team of Certified Public Accountants and CERTIFIED FINANCIAL PLANNER™ practitioners are available to coordinate with your accountant and attorney to implement a comprehensive plan addressing current and future needs, as well as your wishes after you’re gone.

How Can We Help?

Busey Wealth Management can provide peace of mind knowing your intentions will be spelled out and implemented accordingly and the assurance that loved ones will be provided for and adequately protected by your efforts.

Working with a team that makes your priorities and desires into a real plan is critical, and you can expect no less from Busey Wealth Management. We provide the initial guidance you need and can work with your personal attorney to draft the legal documents that will carry out your intentions.

Our continued relationship will provide you with the comfort of knowing you have taken the necessary steps to provide and protect for the here and now, as well as provide for your heirs in the future.

Strategies to Consider:

Review the titling of your assets to determine what makes sense now and will accomplish your future wishes. Your asset titles and beneficiary designations need to work hand-in-hand with your estate planning documents to achieve your goals.

Determine a Power of Attorney for Property and a Medical Power of Attorney and create a Living Will in addition to the traditional will and or trust documents.

Regularly review your legal documents to assure your wishes are adequately reflected and the provisions are appropriate under the current laws and tax regulations.

Use your plan to provide for and protect your beneficiaries, which may include a non-citizen spouse, a non-marital significant other, various members of blended families and those who have special needs.

Maximize the amounts passed on to your heirs while minimizing potential estate taxes.

Consider the benefits of gifting, whether during your life or through your estate documents.

For expert advice and simplified solutions, contact Busey Wealth Management, call 1.800.67 l Busey or visit


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Important Additional Notes IRS Circular 230 Disclosure: This is not intended to provide legal, tax or accounting advice. Any statement contained in this communication (including any attachments) concerning U.S. tax matters is not intended or written to be used, and cannot be used, for the purpose of avoiding penalties imposed on the relevant taxpayer. Clients should obtain their own independent tax advice based on their particular circumstances. This material is provided for educational purposes only and should not be construed as investment advice or an offer or solicitation to buy or sell securities. This presentation is for the general information purposes only. It does not take into account the particular investment objectives, restrictions, tax and financial situation or other.


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With five lines of business—personal, mortgage, commercial, cash management and wealth management—working together as One Busey, we can meet all your financial needs with confidence. Customers who partner with us are rewarded with the Busey Advantage—regional capabilities and local priorities. It's a commitment that has stood the test of time.

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You've earned it. We'll grow it. Busey Wealth Management provides asset management, investment and fiduciary services to individuals, businesses and foundations. We build a team of local professionals around your needs to establish the best strategy for your situation. We work closely with you to develop a personal, comprehensive plan that will help you meet your goals and objectives through each phase of the wealth management process.

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