Father and kid washing car
 

Auto and RV Loans


New Auto

  • Eligible vehicle—current and prior model year
  • 72 months financing available with minimum amount financed of $20,000 and qualifying credit score
  • Up to 60 months financing available—no minimum amount
  • Loan approvals are 30 day commitments
  • Bank will lend up to 100% of MSRP
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • Minimum term—one year
  • IL, IN, MO residents, no closing costs
  • FL residents, bank covers all costs except FL Doc Stamps
 
2018 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.
 
 
 

Used Auto

Vehicle Age Available Term
1-2 model year(s) old Up to 72 months financing
1-4 model year(s) old Up to 60 months financing
5-8 model year(s) old Up to 48 months financing
9-10 model years old Up to 36 months financing
  • Eligible vehicle—10 model years or newer
  • Minimum term—one year
  • 72 month financing requires minimum loan amount of $20,000 and qualifying credit score
  • Maximum mileage of 15,000 for 72 month financing
  • Loan approvals are 30 day commitments
  • Bank will lend up to 100% of NADA Retail
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • Maximum mileage—100,000
  • No salvaged titles or re-built engines
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2018 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.
 
 
 

Used Motorcycle/ATV

Motorcycle/ATV Age Available Term
1 model year old Up to 60 months financing
2-4 model years old Up to 48 months financing
5-10 model years old Up to 36 months financing
  • Eligible vehicle—10 model years or newer
  • Minimum term—one year
  • Loan approvals are 30 day commitments
  • Bank will lend up to 90% of NADA Retail
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • No salvaged titles or re-built engines
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2018 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.
 
 
 

New RV/Camper

Amount Financed Available Term
Less than $25,000 Up to 60 months
$25,000 or more Up to 60 months financing (up to 180 months amortization)
 
  • Eligible RV/Camper—new, current and prior year
  • Loans with greater than 60 months amortization will have a balloon payment due at the end of the 60 month loan term at which time the loan may be renewed and paid out over the remainder of the original amortization schedule
  • Minimum term—one year
  • Bank will lend up to 90% of MSRP
  • Loan approvals are 30 day commitments
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • IL, IN, MO residents, no closing costs
  • FL residents, bank covers all costs except FL Doc Stamps

2018 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.
 
 
 

Used RV/Camper

Less than $25,000 financed

RV/Camper Age Available Term
1-2 model years old Up to 60 months financing - fully amortized
3-4 model years old Up to 48 months financing - fully amortized
5-10 model years old Up to 36 months financing - fully amortized
 
$25,000 or more financed
RV/Camper Age Available Term
1-2 model years old Up to 60 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period
3-4 model years old Up to 48 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period
5-10 model years old Up to 36 months financing - fully amortized or 5 year balloon with a maximum 10 year amortization period
 
  • Eligible RV/camper—10 model years or newer
  • Loans with greater than 60 months amortization will have a balloon payment due at the end of the 60 month loan term at which time the loan may be renewed and paid out over the remainder of the original amortization schedule
  • Amortization greater than the corresponding fully amortized terms require minimum loan amount of $25,000 and qualifying credit score
  • Minimum term—one year
  • Loan approvals are 30 day commitments
  • Bank will lend up to 90% of NADA Retail
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • No salvaged titles, re-built engines, converted buses, or homemade travel trailer kits
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2018 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on model year and credit score.