New Auto
- Eligible vehicle—current and prior model year
- 72 months financing available with minimum amount financed of $20,000 and qualifying credit score
- Up to 60 months financing available—no minimum amount
- Loan approvals are 30 day commitments
- Bank will lend up to 100% of MSRP with a qualifying credit score
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- Minimum term—one year
- IL, IN, MO residents, no closing costs
- FL residents, bank covers all costs except FL Doc Stamps
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.
Used Auto
| Vehicle Age |
Available Term |
| 1-2 model year(s) old |
Up to 72 months financing |
| 1-4 model year(s) old |
Up to 60 months financing |
| 5-8 model year(s) old |
Up to 48 months financing |
| 9-10 model years old |
Up to 36 months financing |
- Eligible vehicle—10 model years or newer
- Minimum term—one year
- 72 month financing requires minimum loan amount of $20,000 and qualifying credit score
- Maximum mileage of 30,000 for 72 month financing
- Loan approvals are 30 day commitments
- Bank will lend up to 100% of NADA Retail with a qualifying credit score
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- Maximum mileage—100,000
- No salvaged titles or re-built engines
- IL, IN, MO residents, no closing costs on purchase-money transactions
- FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.
New Motorcycle/ATV
- Eligible vehicle—current year 1-2 model years
- Minimum term—one year
- Loan approvals are 30 day commitments
- Bank will lend up to 90% of MSRP with a qualifying credit score
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- IL, IN, MO residents, no closing costs on purchase-money transactions
- FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.
Used Motorcycle/ATV
| Motorcycle/ATV Age |
Available Term |
| 1 model year old |
Up to 60 months financing |
| 2-4 model years old |
Up to 48 months financing |
| 5-10 model years old |
Up to 36 months financing |
- Eligible vehicle—10 model years or newer
- Minimum term—one year
- Loan approvals are 30 day commitments
- Bank will lend up to 90% of NADA Retail
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- No salvaged titles or re-built engines
- IL, IN, MO residents, no closing costs on purchase-money transactions
- FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.
New RV/Camper
| Amount Financed |
Available Term |
| Less than $25,000 |
Up to 60 months |
| $25,000 or more |
Up to 60 months financing (up to 180 months amortization) |
- Eligible RV/Camper—new, current and prior year
- Bank will offer adjustable rates with loans greater than 60 months amortization
- Minimum term—one year
- Bank will lend up to 100% of MSRP with a qualifying credit score
- Loan approvals are 30 day commitments
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- IL, IN, MO residents, no closing costs
- FL residents, bank covers all costs except FL Doc Stamps
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.
Used RV/Camper
Less than $25,000 financed
| RV/Camper Age |
Available Term |
| 1-2 model years old |
Up to 60 months financing - fully amortized |
| 3-4 model years old |
Up to 48 months financing - fully amortized |
| 5-10 model years old |
Up to 36 months financing - fully amortized |
$25,000 or more financed
| RV/Camper Age |
Available Term |
| 1-2 model years old |
Up to 60 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period |
| 3-4 model years old |
Up to 48 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period |
| 5-10 model years old |
Up to 36 months financing - fully amortized or 5 year balloon with a maximum 10 year amortization period |
- Eligible RV/camper—10 model years or newer
- Bank will offer adjustable rates with loans greater than 60 months amortization
- Amortization greater than the corresponding fully amortized terms require minimum loan amount of $25,000 and qualifying credit score
- Minimum term—one year
- Loan approvals are 30 day commitments
- Bank will lend up to 100% of NADA Retail with a qualifying credit score
- Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
- No salvaged titles, re-built engines, converted buses, or homemade travel trailer kits
- IL, IN, MO residents, no closing costs on purchase-money transactions
- FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on model year and credit score.
