Auto and RV Loans


New Auto

  • Eligible vehicle—current and prior model year
  • 72 months financing available with minimum amount financed of $20,000 and qualifying credit score
  • Up to 60 months financing available—no minimum amount
  • Loan approvals are 30 day commitments
  • Bank will lend up to 100% of MSRP with a qualifying credit score
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • Minimum term—one year
  • IL, IN, MO residents, no closing costs
  • FL residents, bank covers all costs except FL Doc Stamps
 
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.

Used Auto

Vehicle Age Available Term
1-2 model year(s) old Up to 72 months financing
1-4 model year(s) old Up to 60 months financing
5-8 model year(s) old Up to 48 months financing
9-10 model years old Up to 36 months financing
  • Eligible vehicle—10 model years or newer
  • Minimum term—one year
  • 72 month financing requires minimum loan amount of $20,000 and qualifying credit score
  • Maximum mileage of 30,000 for 72 month financing
  • Loan approvals are 30 day commitments
  • Bank will lend up to 100% of NADA Retail with a qualifying credit score
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • Maximum mileage—100,000
  • No salvaged titles or re-built engines
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions
 
2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.

New Motorcycle/ATV

  • Eligible vehicle—current year 1-2 model years
  • Minimum term—one year
  • Loan approvals are 30 day commitments
  • Bank will lend up to 90% of MSRP with a qualifying credit score
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.

Used Motorcycle/ATV

Motorcycle/ATV Age Available Term
1 model year old Up to 60 months financing
2-4 model years old Up to 48 months financing
5-10 model years old Up to 36 months financing
  • Eligible vehicle—10 model years or newer
  • Minimum term—one year
  • Loan approvals are 30 day commitments
  • Bank will lend up to 90% of NADA Retail
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • No salvaged titles or re-built engines
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on vehicle age and credit score.

New RV/Camper

Amount Financed Available Term
Less than $25,000 Up to 60 months
$25,000 or more Up to 60 months financing (up to 180 months amortization)

  • Eligible RV/Camper—new, current and prior year
  • Bank will offer adjustable rates with loans greater than 60 months amortization
  • Minimum term—one year
  • Bank will lend up to 100% of MSRP with a qualifying credit score
  • Loan approvals are 30 day commitments
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • IL, IN, MO residents, no closing costs
  • FL residents, bank covers all costs except FL Doc Stamps

2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on credit score.

Used RV/Camper

Less than $25,000 financed

RV/Camper Age Available Term
1-2 model years old Up to 60 months financing - fully amortized
3-4 model years old Up to 48 months financing - fully amortized
5-10 model years old Up to 36 months financing - fully amortized

$25,000 or more financed
RV/Camper Age Available Term
1-2 model years old Up to 60 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period
3-4 model years old Up to 48 months financing - fully amortized or 5 year balloon with a maximum 15 year amortization period
5-10 model years old Up to 36 months financing - fully amortized or 5 year balloon with a maximum 10 year amortization period

  • Eligible RV/camper—10 model years or newer
  • Bank will offer adjustable rates with loans greater than 60 months amortization
  • Amortization greater than the corresponding fully amortized terms require minimum loan amount of $25,000 and qualifying credit score
  • Minimum term—one year
  • Loan approvals are 30 day commitments
  • Bank will lend up to 100% of NADA Retail with a qualifying credit score
  • Rate reduction of 0.25% with automatic payment from Busey Bank deposit account
  • No salvaged titles, re-built engines, converted buses, or homemade travel trailer kits
  • IL, IN, MO residents, no closing costs on purchase-money transactions
  • FL residents, bank covers all costs except FL Doc Stamps for purchase money transactions

2021 is considered current model year.
Should your loan be approved, additional paperwork and/or information will be required.
Pricing based on model year and credit score.