

Personal Loans
Busey offers an array of personal loans to meet your needs. Whether you need a short-term loan for unexpected emergencies, are consolidating debt, or want to take a vacation—we can provide the loan that is right for you. Finance your personal loan quickly and conveniently today.
Unsecured Term Loan
- No collateral needed
- Up to 36 months financing available
- Minimum loan amount—$500
- Maximum loan amount—$10,000
- Loan approvals are 30 day commitments
- IL, IN, MO residents, no closing costs
- FL residents, bank covers all costs except FL Doc Stamps
Should your loan be approved, additional paperwork and/or information will be required. Pricing based on credit score.
CD Secured
- Up to 60 months financing available
- CD must be held at Busey
- Loan term cannot exceed CD maturity
- Loan approvals are 30 day commitments
- IL, IN, MO residents, no closing costs
- FL residents, bank covers all costs except FL Doc Stamps
Should your loan be approved, additional paperwork and/or information will be required.
Smart Line of Credit
- No collateral needed
- Up to 24 months financing available
- $20 annual fee
- $50 minimum monthly payment
- Loan approvals are 30 day commitments
- IL, IN, MO residents, no closing costs
- FL residents, bank covers all costs except FL Doc Stamps
Should your loan be approved, additional paperwork and/or information will be required. Pricing based on credit score.