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Busey Banking Services

We offer more than just checking and savings accounts. We also offer the following services to make banking easy:

Overdraft Advantage®

Banking with Busey means you receive many benefits such as Overdraft Advantage. We understand an overdraft can happen to anyone, and we can help.

With Overdraft Advantage we've got you covered if you:

  • Find your checking account running a little thin right before payday
  • Find yourself with unforeseen expenses

Overdraft Advantage covers your overdrafts up to an assigned limit on personal and business accounts so your checks and automatic payments are not returned to the merchant, saving you additional charges. Debit MasterCard® purchases and ATM withdrawals may be covered as well if you have Opted-In to have these items paid when there are non-sufficient funds in your account.

Overdraft Advantage is available approximately 30 to 45 days after account opening, provided your account is in good standing.

Review the Overdraft Advantage disclosures.

Busey Loan Pay

Quickly and easily pay your Busey loan from any non-Busey bank account! Get started today with Loan Pay!
There will be a $5 processing fee when making a payment using Loan Pay. This fee will be assessed for all customers by the payment processor. Other no-fee payment options are available through Busey such as making a payment in a branch or mailing payments to the following addresses:
For Retail payments, mail to
For Commercial payments, mail to
Busey Bank
PO Box 14470
St. Louis, MO 63178-4470
Busey Bank
PO Box 14054
St. Louis, MO 63178-4470
Payments can also be made from a Busey account through eBank for retail customers or through Treasury Management for commercial customers.
StartFresh Checking
Giving you a second chance at qualifying for and opening a traditional checking account.

StartFresh Checking helps you:

  • Rebuild your financial strength
  • Improve your credit standing
  • Eliminate check cashing fees

StartFresh Checking features:

  • $50 opening deposit
  • Unlimited check writing
  • Free Busey Debit Mastercard, with no per item fees.
  • Free ATM transactions at any Busey ATM, and unlimited access to surcharge-free MoneyPass® ATMs worldwide (fees may apply when using non-Busey owned ATMs)
  • Free Online Banking & Bill Pay
  • Free monthly Online Statements
  • $9.95 monthly maintenance fee
  • $3 monthly discount with regular payroll Direct Deposit
  • After 12 months in good standing, you may qualify and apply for a traditional checking account.

Learn More about Banking Services with Busey Bank's Financial Pathways