Current CD Rate Specials


At Busey, we understand the importance of saving for the future. Whether you are just starting out or saving for something specific, our certificates of deposit (CD)^ could help you reach your goals.



Available for a limited time
Busey is offering these competitive interest rates for new and existing customers:

CD Rate Specials

CD rate special products are listed by product, interest rate and annual percent yield.
PRODUCT INTEREST RATE APY
7-Month CD Special 4.26% 4.30%
11-Month CD Special 3.50% 3.50%
Restrictions apply. Open an account online or visit one of Busey’s many convenient locations today
to open a
CD and take advantage of these rates.
 
 
^Minimum CD opening deposit and balance to obtain the annual percentage yield (APY) is $1,000. Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. CDs will automatically renew for the same term unless otherwise noted. There is a ten-calendar day grace period after maturity to withdraw funds without penalty. Rates are subject to change without notice.
 
Interest is paid at maturity for CDs with a term less than 12 months. Terms equal to 12 months or greater, interest is compounded quarterly. 

Early Withdrawal Penalty:

If the term of the CD is 12 months or less, the early withdrawal penalty is 6 months of interest, but not more than the total amount of interest earned during the current term of the CD.
 
If the term of the CD is greater than 12 months, the early withdrawal penalty is 12 months of interest, but not more than the total amount of interest earned during the current term of the CD.
 
Transferring of interest and partial withdrawals requested outside of the grace period may not be allowed.
 
Ask your local Busey Bank Associate for details, terms and current rates. Annual Percentage Yield (APY) is effective as of May 8, 2024.






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