

Life Equity Loan Resources
We are here for you! If you have any questions about your application, products or
relationship, please email us or call 630.570.2078 to speak with a member of the Life Equity Loan team.
relationship, please email us or call 630.570.2078 to speak with a member of the Life Equity Loan team.
Important Details
Will the terms of my loan change?
No, your loan terms will remain the same. If your loan is approaching its renewal date, our team is happy to talk with you about our product options.
When can I view my account and transact?
Renasant Bank will continue servicing your loan until February 1, 2026. When Busey begins servicing your loan on February 2, 2026, you can view your account with Busey using Busey Wallet, and our team will provide direct personalized service.
How do I enroll in online banking?
Enroll online following the below steps:
- provide your Last Name, Date of Birth, SSN/TIN, Zip Code and Requested User ID (you choose your User ID). If the username is available, you will receive an enrollment confirmation screen with your Login ID verified.
- The system will provide the last 4 digits of your phone number(s) on file, and you will need to confirm the number you prefer for your verification call
- The system will call you at the selected number to provide you a secure access code, which you will need to enter on the enrollment screen. Busey will never contact you via to ask you for your secure access code or password.
- Review and respond to electronic disclosures and agreements.
- Finally, you will need to set your password.
- After logging in, you will see your loan account listed.
How do I log in to online banking?
After enrolling, you can log in at busey.com by selecting "Busey Wallet" from the login drop down. To log in on your mobile device, download the Busey Wallet app from the App Store or Google Play.
Please allow 2 business days after your initial log in to enroll in eStatements. If immediate access or historical documents are needed, please email us or call 630.570.2078 to speak with a member of the Life Equity Loan team.
Select Online Documents to view and download statement and notices. If you would like to enroll in eStatements or update your statement preferences, go to Settings and select Online Document Preferences. You will be prompted to sign a Documents agreement when you initially sign up for eStatements.
- From your Busey Wallet Dashboard, click Online Documents
- Click “I Agree” to begin receiving your statements via email and online banking
With a Busey deposit account, you can advance your loan using Busey Wallet. Details about opening a deposit account with Busey are included below. Please contact your Life Equity Loan team for assistance with advances.
- Complete the required form and contact your Life Equity Loan® representative to establish a recurring automatic debit or ACH payment
- Visit your local Busey Service Center to pay in person
- Mail payments* to:
Busey Bank
PO Box 14054
St. Louis, MO 63178-4054
Payments should be addressed to Busey Bank.
Busey's routing number is 071102568.
Please contact your LEL Representative for more information about your payment options.
Our team is happy to help you renew or adjust your loan. Please email us or call 630.570.2078 to speak with a member of the Life Equity Loan team.
Applying for a Life Equity Loan® with Busey
Thank you for your interest in applying! Our team would be happy to support you. Please reach out to us at LifeEquityLoan@busey.com or 630.570.2078 to request an application link.
For our online application, you will need a copy of your driver's license.
Subject to Credit Approval
Approved insurance carriers
Busey partners with the following insurance carriers:
- Northwestern Mutual
- Mass Mutual
- Guardian
- Penn Mutual
- Ameritas
- New York Life
- Lafayette
- One America
Forms
I'd like to apply for a Busey deposit account
You can apply online at go.busey.com, or our team is happy to help you find the right product to meet your needs. With a Busey deposit account, you can advance your loan using Busey Wallet. We offer a variety of account options to meet your needs, including our Foundation Checking account with $100 minimum opening deposit, no monthly maintenance fee, no minimum balance and no direct deposit requirement.