Personal Checking Services

Banking with Busey is now easier than ever. Busey offers a variety of checking account options – find the account that fits your unique needs.

Pillar Banking
Foundation

Pillar Banking includes:

Surcharge-free access to approximately 40,000 ATMs

Busey's top rated online & mobile banking with free mobile deposit & bill pay.

Free contactless Busey Debit Mastercard®

Our flagship checking account that actually pays you. Earn a competitive interest rate and enjoy free or discounted banking services including free specialty blue checks, 25% discount on any safe deposit box rental and special rate increases on standard CD products!

Earn a competitive interest rate on your personal checking account balance and enjoy free or discounted banking services.

OPEN AN ACCOUNT | Request an APPOINTMENT

Foundation Checking includes:

Surcharge-free access to to approximately 40,000 ATMs

Busey's top rated online & mobile banking with free mobile deposit & bill pay.

Free contactless Busey Debit Mastercard®

A simple, straightforward checking option with everything you need while helping you avoid fees. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard®. If you're looking for a basic personal checking account that helps you avoid fees, Foundation Checking may be the account for you.

OPEN AN ACCOUNT | REQUEST AN APPOINTMENT

	Pillar Banking	Foundation Checking
Minimum Opening Deposit	$100	$100
	No monthly fee with $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; otherwise, pay a $12 monthly maintenance fee*	No monthly fee with direct deposit or average balance of $100; otherwise, pay a $5 monthly fee
Interest	Yes; earned daily when minimum balance of $3,000 is maintained; interest paid monthly	No
eStatements	Included; paper statements available at no charge	Included; otherwise pay a $2 paper statement fee
	OPEN NOW	OPEN NOW

If your request for a checking account has been declined because of your prior banking history, Busey's Bridge Checking could give you a second opportunity for a checking account. Visit our Community Banking page for more details.

* $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; balance maintained in Pillar Checking is included when calculating the $10,000 minimum on deposit; certificate of deposit/IRA balances do not count toward minimum balance requirement.