A family of three at a table with the mother placing salad on her son's plate.

Personal Checking Services

Banking with Busey is now easier than ever. Busey offers a variety of checking account options – find the account that fits your unique needs.









Pillar Banking includes:

a coin with a dollar sign resting in a hand Surcharge-free access to more than 37,000 ATMs
a dollar sign on mobile device Busey's top rated online & mobile banking with free mobile deposit & bill pay.
Card icon  Free contactless Busey Debit Mastercard®
Our flagship checking account that actually pays you. Earn a competitive interest rate and enjoy free or discounted banking services including free specialty blue checks, 25% discount on any safe deposit box rental and special rate increases on standard CD products!

Earn a competitive interest rate on your personal checking account balance and enjoy free or discounted banking services.
Foundation Checking includes:

a coin with a dollar sign resting in a hand Surcharge-free access to more than 37,000 ATMs
a dollar sign on mobile device Busey's top rated online & mobile banking with free mobile deposit & bill pay.
Card icon  Free contactless Busey Debit Mastercard®
A simple, straightforward checking option with everything you need while helping you avoid fees. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard®. If you're looking for a basic personal checking account that helps you avoid fees, Foundation Checking may be the account for you.
Student Checking includes:

a coin with a dollar sign resting in a hand Surcharge-free access to more than 37,000 ATMs
a dollar sign on mobile device Busey's top rated online & mobile banking with free mobile deposit & bill pay.
Card icon  Free contactless Busey Debit Mastercard®
Get just the right mix of banking products and services for teens and adults under age 26. With this account you can manage and access your funds when and where it's convenient for you.
Busey Bridge Checking includes:

a coin with a dollar sign resting in a hand Surcharge-free access to more than 37,000 ATMs
a dollar sign on mobile device Busey's top rated online & mobile banking with free mobile deposit & bill pay.
Card icon  Free contactless Busey Debit Mastercard®
This account is an affordable option with digital banking access designed to give you peace of mind.





 Pillar Banking Foundation Checking Student Checking Bridge Checking
Minimum Opening Deposit $100 $100 $25 $25

No monthly fee with $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; otherwise, pay a $12 monthly maintenance fee* No monthly fee with direct deposit or average balance of $100; otherwise, pay a $5 monthly fee No monthly fee No monthly fee
Interest Yes; earned daily when minimum balance of $3,000 is maintained; interest paid monthly No No No
eStatements
 Included; paper statements available at no charge
 Included; otherwise pay a $2 paper statement fee Included; otherwise pay a $2 paper statement fee Included; otherwise pay a $2 paper statement fee

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* $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; balance maintained in Pillar Checking is included when calculating the $10,000 minimum on deposit; certificate of deposit/IRA balances do not count toward minimum balance requirement.






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