Family on couch.
 

Personal Checking Services


Busey has a personal checking account to suit your individual style and make managing your money easy, especially with our progressive financial management hub of online services.
 
Not sure which account is right for you? Visit any Busey banker, use our Account Finder tool, or call 800.672.8739.  We’ll ask you a few questions and help you decide which checking account is best for you.
 
 
 
 
 
 
 
 
 
If you're looking for a basic personal checking account that helps you avoid fees, Foundation Checking may be the account for you. Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard®.
 

Foundation Checking

 
  • No monthly fee with a direct deposit or average balance of $100*; otherwise, pay a $5 monthly maintenance fee
  • Busey's progressive financial management hub of online services
  • Direct Deposit
  • Debit Mastercard®
  • Unlimited ATM transactions at no charge at Busey and MoneyPass® ATMs
  • Overdraft Advantage(Opens in a new Window)® privileges**
  • eStatements and email notifications; otherwise pay a $2 paper truncated statement fee (images available online only)
 
 
*$100 minimum opening balance
**We will authorize and pay overdrafts for checks and other transactions made using your account number and for automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions without your consent. We pay overdrafts at our discretion and may not pay under certain circumstances, such as if the account is not in good standing, regular deposits are not made, or overdrafts are excessive. A $35 Overdraft fee applies to each item paid or returned. A $25 one-time overdraft charge is assessed after 10 consecutive business days. Generally speaking, you have up to 25 days to pay any overdraft and overdraft fees, however we reserve the right to require repayment at any time.
Get just the right mix of banking products and services for teens and adults under age 26. With this account you can manage and access your funds when and where it's convenient for you.
 
Visit our Student Banking page for more information on how to prepare your children for financial independence.
 

Student Checking

 
  • No monthly minimum balance requirement; $25 minimum opening balance
  • No monthly maintenance fee
  • Busey's progressive financial management hub of online services
  • Debit Mastercard®
  • Unlimited ATM transactions at no charge at Busey or MoneyPass® ATMs
  • eStatements and email notifications; otherwise pay a $2 paper truncated statement fee (images available online only)
 
Earn a competitive interest rate on your personal checking account balance and enjoy free or discounted banking services. Pillar Banking customers are automatically enrolled in Busey’s Pillar Club, which offers a wide range of educational seminars and entertaining activities. Busey Pillar Club members receive important financial information, save money on banking services and meet new friends! Add a savings account and BIG CHANGE, and watch your savings grow every time you use your Busey Debit Mastercard.
 

Pillar Banking

 
A great checking account
  • No monthly fee with $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; otherwise, pay a $12 monthly maintenance fee*
  • Interest earned daily when minimum balance of $3,000 is maintained; interest paid monthly
  • Direct Deposit
  • Busey's progressive financial management hub of online services
  • Debit Mastercard®
And special perks just for Pillar Club Members!
  • More earning power with the Pillar Money Market
  • Seminars and entertainment opportunities!
  • No Busey transaction fees on any ATM transactions
  • Free specialty blue checks or $5 off any design
  • 25% discount on any safe deposit box rental
  • Rate increase available on standard CD products upon request
  • Official checks at no charge

 
*$100 minimum opening balance; $3,000 daily minimum balance or $10,000 on deposit in any combination of other checking, savings or money market account balances; balance maintained in Pillar Checking is included when calculating the $10,000 minimum on deposit; certificate of deposit/IRA balances do not count toward minimum balance requirement.
StartFresh...Towards opening a new checking account. Busey's StartFresh checking program gives you a second chance at qualifying for and opening a traditional checking account.
 

StartFreshChecking

 
  • Rebuild your financial strength
  • Improve your credit standing
  • Eliminate check cashing fees

StartFresh Checking features:

  • $50 opening deposit
  • Unlimited check writing
  • Free Busey Debit Mastercard®, with no per item fees.
  • Free ATM transactions at any Busey ATM, and unlimited access to surcharge-free MoneyPass ATMs worldwide (fees may apply when using non-Busey owned ATMs)
  • Free Online Banking & Bill Pay
  • Free monthly Online Statements
  • $9.95 monthly maintenance fee
  • $3 monthly discount with regular payroll Direct Deposit
  • After 12 months in good standing, you may qualify and apply for a traditional checking account.
 
 
Contact Customer Care to find out more about Busey's Personal Checking Services.
 
 
 
 
 
 
 
 
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