Current CD Rate Specials
Effective Date as of 09/30/2026
At Busey, we understand the importance of saving for the future.
Whether you are just starting out or saving for something specific, our certificates of deposit (CD)* could help you reach your goals.
Whether you are just starting out or saving for something specific, our certificates of deposit (CD)* could help you reach your goals.
Certificates of Deposit Rate Specials
1To earn the highest APY on a 7-month CD special with checking or a 13-month CD special with checking, the primary or joint CD owner must also be a primary or joint owner of an eligible Busey Bank checking account that is open and maintained with a positive balance.
2Minimum opening deposit to obtain the Annual Percentage Yield (APY) is $1,000. Fees may reduce earnings and early withdrawal penalties will apply.
Individual Retirement Account (IRA) CDs are eligible for promotional rates and must meet the $1,000 minimum opening deposit and all applicable requirements to earn the promotional APY. Special or promotional rates are not available for commercial clients, public entities and/or brokered accounts.
If no action is taken at maturity, CDs will renew at the standard CD base rate in effect at that time. Special and promotional offers are subject to change or termination at any time.
Early Withdrawal Penalty
If the term of the CD is 12 months or less, the early withdrawal penalty is 6 months of interest, but not more than the total amount of interest earned during the current term of the CD.
If the term of the CD is greater than 12 months, the early withdrawal penalty is 12 months of interest, but not more than the total amount of interest earned during the current term of the CD.
Transferring of interest and partial withdrawals requested outside of the grace period may not be allowed.
Please ask your local Busey Bank Associate for detail, terms and current rates.