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Current CD Rate Specials

Effective Date as of 06/23/2025
 
At Busey, we understand the importance of saving for the future.
Whether you are just starting out or saving for something specific, our certificates of deposit (CD)^ could help you reach your goals.

Open a CD Today


Available for a limited time
Busey is offering these competitive interest rates for new and existing customers:
 

Certificates of Deposit Rate Specials

CD products are listed by product, interest rate, and annual percent yield.
PRODUCT INTEREST RATE APY
7 Month CD 3.97% 4.00%
7 Month CD with Checking1 4.111% 4.15%
13 Month CD 3.70% 3.75%
13 Month CD with Checking1 3.84% 3.90%
Restrictions apply. Open an account online or visit one of Busey’s many convenient locations today
to open a CD and take advantage of these rates.
* Minimum Certificate of Deposit (CD) balance to open and obtain Annual Percentage Yield (APY) is $1,000. The APY is effective as of June 18, 2025. Rates subject to change at any time. Fees could reduce the earnings on the account. Penalty for early withdrawal. Individual Retirement Account (IRA) CDs are eligible to receive these promotional rates. Not for public entities and/or brokered accounts.

1Special or promotional offer is subject to change at any time. The primary or joint owner on the time deposit must be the primary or joint owner on an open Busey Bank checking account in good standing, by having a positive balance, when opening the time deposit, in order to be eligible to earn the highest stated rate.

Early Withdrawal Penalty:

If the term of the CD is 12 months or less, the early withdrawal penalty is 6 months of interest, but not more than the total amount of interest earned during the current term of the CD.

If the term of the CD is greater than 12 months, the early withdrawal penalty is 12 months of interest, but not more than the total amount of interest earned during the current term of the CD.

Transferring of interest and partial withdrawals requested outside of the grace period may not be allowed.
 
Ask your local Busey Bank Associate for details, terms and current rates.