Wealth Management Retirement Planning

There are many strategies and investment alternatives when it comes to planning for your retirement, and we can assist with devising a comprehensive retirement solution. Understanding your individual objectives and personal situation is essential in order to recommend the appropriate approach to meet your retirement goals.

At Busey Wealth Management, our Retirement Plan professionals can review your investment portfolio, analyze your income replacement needs during retirement, determine the best distribution strategies, and provide you with a comprehensive retirement solution that fits your unique situation.

No matter where you are at in life, our professionals can help you plan for your next phase...

Saving For Retirement

Preparing for retirement is even more challenging in today's world and requires careful planning. No matter what phase of retirement planning you are in, our advisors can assist you in making smart decisions around your retirement every step of the way. Put simply, our advisors can help you get to retirement with no surprises.

We all know that the earlier you start saving, the better off you will be when you retire. At Busey Wealth Management, we can help make these decisions less complicated by advising you on the best strategy for your situation and also taking into consideration tax and distribution implications. Perhaps you are somewhere in between just getting started and already retired. From identifying specific income planning needs during retirement to determining the appropriate investment strategy for your unique situation and phase in life, the professionals at Busey Wealth Management can simplify the complexity of planning for your retirement.

One of the most important retirement-related decisions you will face is what to do with your company retirement plans if you retire or change jobs. All too often, individuals cash out these resources and spend their savings on current needs, never allowing it to accumulate into substantial retirement assets. Even more often, individuals leave these funds behind at their previous employer, where the funds are neglected and don't work as hard as they potentially could. Busey can help you navigate these difficult decisions and maximize your resources.

Enjoying Your Retirement

You've worked hard your entire life for this, and being prepared for retirement is the best way to make sure you get to enjoy it.

Today, individuals face significant personal responsibility for meeting their retirement goals and income needs. Many retirees must plan for 30 or more years without a salary. We can work with you to create a plan for generating a reliable income stream from your accumulated assets and other sources, such as Social Security, pension or employee retirement plans, and any additional sources of retirement savings.

Our professionals can take a detailed look into your financial situation and assist you in replacing your paycheck when you retire. We will also work with you to address potential challenges that could disrupt your plan-increased longevity, impacts of inflation, uncertainty of Social Security, market fluctuations, tax implications, distribution requirements, healthcare and long-term care costs.

The challenge of creating a plan for your retirement requires careful planning and consideration. Busey Wealth Management can provide you with the guidance and expertise in creating appropriate solutions for your life goals, leaving you more time to enjoy more important things in life.

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Learn More about Retirement Planning with Busey Bank's Financial Pathways.

Investment products and services through Busey Wealth Management are not FDIC insured, may lose value, and have no bank guarantee.