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McLean Deposit Rates


Effective Date: 05/11/2022

Certificates of Deposit / IRA CDs - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Portfolio CD Package - 1 year* $2,500.00 0.05% 0.05%
Portfolio CD Package - 2 year* $2,500.00 0.05% 0.05%
Portfolio CD Package - 3 year* $2,500.00 0.05% 0.05%
60 Month CD $1,000.00 0.05% 0.05%
48 Month CD $1,000.00
0.05% 0.05%
36 Month CD $1,000.00
0.05% 0.05%
24 Month CD $1,000.00
0.05% 0.05%
18 Month CD $1,000.00
0.05% 0.05%
12 Month CD $1,000.00
0.05%  0.05%
6 Month CD $1,000.00
0.05% 0.05%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal. *The Portfolio CD Package is available only to Pillar Banking account holders and requires a minimum deposit of $7,500 to be divided equally among the three termed certificates.
 

Individual Retirement Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Traditional 18 Month Variable
$100.00
0.05% 0.05%
Roth Savings / CESA Savings $25.00
0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal. The rate on variable accounts may change after the account is opened.
 

Savings Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Everyday Savings $100.00 0.01% 0.01%
Minor / UTMA Savings $25.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.

Checking Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Health Savings - $25,000 and over $25.00
0.01% 0.01%
Health Savings - $10,000 - $24,999.99 $25.00
0.01% 0.01%
Health Savings - $1,500 - $9,999.99
$25.00
0.01% 0.01%
Health Savings - $1,499.99 and below
$25.00
0.01% 0.01%
Pillar Banking - $20,000+
$100.00 0.01% 0.01%
Pillar Banking - $3,000 - $19,999.99 $100.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.
 

Money Market Account - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Money Market - $50,000 and over $100.00 0.01% 0.01%
Money Market - $15,000 to $49,999.99 $100.00 0.01% 0.01%
Money Market - $2,500 to $14,999.99 $100.00 0.01% 0.01%
Money Market - $2,499.99 and below $100.00 0.01% 0.01%
Pillar Money Market - $50,000 and over** $100.00 0.01% 0.01%
Pillar Money Market - $15,000 to $49,999.99** $100.00 0.01% 0.01%
Pillar Money Market - $2,500 to $14,999.99** $100.00 0.01% 0.01%
Pillar Money Market - $2,499.99 and below** $100.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. **The Pillar Money Market is available only to Pillar account holders.






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