300 Reasons to Bank with Busey
Earn $300* When You Open a Foundation Checking or Pillar Banking Account!
For a limited time offer, open a Busey Foundation Checking or Pillar Banking Account at your local convenient banking center, and as a thank you for choosing us, you’ll earn $300* when you:
- Have a cumulative direct deposit of at least $1,000 within the first 90 days of opening the account and
- Activate and use your Busey Debit Mastercard for at least 3 transactions within the first 90 days of opening the account and
- Enroll in Online Banking with eStatement
* Offer valid for a limited time and is available for accounts opened in a Busey branch and who qualify as outlined below. Only one offer per household address. ↩
You will not qualify for the $300 credit if you are an existing Busey personal checking account customer, you are a Busey Bank employee, had a personal checking account that was closed within the preceding 12 months, OR have received a prior personal checking account incentive at any time. The $300 will be credited into your new account within 10 business days of the new month after completing all qualifying activities. To receive the incentive credit, your checking account must be open and in good standing up to and including the date any credit is paid. No minimum balance is required to obtain the incentive credit. To receive the $300 credit, you must 1) open a new Busey Pillar Banking or Foundation Checking account in-branch; AND 2) complete each of the following within the first 90 days of account opening: Receive direct deposits totaling at least $1,000 into this account, activate and use your Busey Debit Mastercard for at least 3 transactions, and enroll in online banking with eStatements. Qualifying direct deposits are electronic deposit of your paycheck, pension, and/or government benefits (such as Social Security) from your employer or the government. Mobile deposits, Person-to-Person and Account-to-Account transfers are not considered a direct deposit. Foundation Checking Account: Minimum deposit to open the account is $100.00. eStatements are included; otherwise pay $4 monthly paper statement fee. Pillar Banking Account: Minimum deposit to open the account is $100.00. Service Charge per statement cycle is $15.00 unless a balance of $15,000.00 is maintained within the account or as combined balances across eligible accounts. This is a tired rate account and the rate may change without notice after the account is opened. Fees could reduce the earnings. The Annual Percentage Yield (APY) is as follows: less than $2,999.99, 0.00%; $3,000 to $19,999.99, 0.01%, and $20,000 and over, 0.01%. APYs are accurate as of 9/2/2025.