Current CD Rate Specials
Effective Date as of 07/30/2025
At Busey, we understand the importance of saving for the future.
Whether you are just starting out or saving for something specific, our certificates of deposit (CD)* could help you reach your goals.
Whether you are just starting out or saving for something specific, our certificates of deposit (CD)* could help you reach your goals.
Certificates of Deposit Rate Specials
*Minimum Certificate of Deposit (CD) balance to open is $1,000. To qualify, funds must be new to Busey Bank or from a maturing Busey Bank CD. Promotional rates good through August 15, 2025. Rates offered are subject to change without notice. A penalty will be imposed for early withdrawal. Fees may reduce earnings on the account. Offer not available to public entities, brokered accounts or business accounts. Additional terms and conditions may apply.
New money is defined as funds originating from a financial institution other than Busey Bank, or from a Busey Bank CD that has reached maturity. Individual Retirement Account (IRA) CDs are eligible to receive these promotional rates and must meet the $1,000 minimum balance requirement with qualifying funds to earn the APY. Busey maturing CD rollovers to the special rate must be completed in person with a Banker. CDs will renew at base rates if no action is taken upon maturity.
Early Withdrawal Penalty:
If the term of the CD is 12 months or less, the early withdrawal penalty is 6 months of interest, but not more than the total amount of interest earned during the current term of the CD.
If the term of the CD is greater than 12 months, the early withdrawal penalty is 12 months of interest, but not more than the total amount of interest earned during the current term of the CD.
Transferring of interest and partial withdrawals requested outside of the grace period may not be allowed.
Please ask your local Busey Bank Associate for detail, terms and current rates.