Disclosures FAQs

  • Why is my account being updated?
    We are implementing these updates because Busey is committed to improving offerings to meet our customer’s banking needs. 
  • What is being updated on my account?
    Some of the updates to your account disclosures are service fee related. Fee changes are noted below, but please review the disclosures for full details.

Out of Network ATM Fee
Pillar Checking Out-of-Network Fee will continue to be waived
Indiana customers Will not be exempt from Out-of-Network Fee
Funds Availability Change
Amount available for withdrawal by checks not subject to next day availability $225.00 to $275.00
Amount available for withdrawal on exception holds for large deposits, new accounts and the amount for determining a repeat overdraft  $5,525.00 to $6,725.00
Funds from other check deposits for new accounts available on The eleventh day to the ninth day
Overdraft Paid Item Fee
Fee will not be charged after a certain quantity of overdraft items per day (Change to consumer accounts only)
Six items to three items 
De minimis amount (amount account can be overdrawn by before incurring a fee)
Less than $10.00 to less than $25.00

  • When will the update occur?
    Changes are effective June 16, 2025.
  • What actions do I need to take?
     We recommend you carefully review the updates to the disclosure. We offer a variety of account options, and our team is happy to work with you to find the right accounts and services for your needs. Reach out to your banker or call Customer Care for personalized account review.
View the full list of disclosures at busey.com/disclosures.






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