Macon Deposit Rates
Effective Date: 08/10/2022
Sorry, we could not find any rates available for that zip code. Please contact our Customer Care team.
Certificates of Deposit / IRA CDs - INTEREST RATES
| PRODUCT | MINIMUM DEPOSIT | RATE | APY |
|---|---|---|---|
| Portfolio CD Package - 1 year* | $2,500.00 | 0.05% | 0.05% |
| Portfolio CD Package - 2 year* | $2,500.00 | 0.05% | 0.05% |
| Portfolio CD Package - 3 year* | $2,500.00 | 0.05% | 0.05% |
| 60 Month CD | $1,000.00 | 0.05% | 0.05% |
| 48 Month CD | $1,000.00 |
0.05% |
0.05% |
| 36 Month CD | $1,000.00 |
0.05% | 0.05% |
| 24 Month CD | $1,000.00 |
0.05% | 0.05% |
| 18 Month CD | $1,000.00 |
0.05% | 0.05% |
| 12 Month CD | $1,000.00 |
0.05% | 0.05% |
| 6 Month CD | $1,000.00 |
0.05% | 0.05% |
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal. *The Portfolio CD Package is available only to Pillar Banking account holders and requires a minimum deposit of $7,500 to be divided equally among the three termed certificates.
Individual Retirement Accounts - INTEREST RATES
| PRODUCT | MINIMUM DEPOSIT | RATE | APY |
|---|---|---|---|
| Traditional 18 Month Variable |
$50.00 |
0.05% | 0.05% |
| Roth Savings / CESA Savings | $50.00 |
0.01% | 0.01% |
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal. The rate on variable accounts may change after the account is opened.
Savings Accounts - INTEREST RATES
| PRODUCT | MINIMUM DEPOSIT | RATE | APY |
|---|---|---|---|
| Everyday Savings | $100.00 | 0.01% | 0.01% |
| Minor Savings | $25.00 | 0.01% | 0.01% |
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.
Checking Accounts - INTEREST RATES
| PRODUCT | MINIMUM DEPOSIT | RATE | APY |
|---|---|---|---|
| Health Savings - $25,000 and over | $25.00 |
0.01% | 0.01% |
| Health Savings - $10,000 - $24,999.99 | $25.00 |
0.01% | 0.01% |
| Health Savings - $1,500 - $9,999.99 |
$25.00 |
0.01% | 0.01% |
| Health Savings - $1,499.99 and below |
$25.00 |
0.01% | 0.01% |
| Pillar Banking - $20,000+ |
$100.00 | 0.01% | 0.01% |
| Pillar Banking - $3,000 - $19,999.99 | $100.00 | 0.01% | 0.01% |
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.
Money Market Account - INTEREST RATES
| PRODUCT | MINIMUM DEPOSIT | RATE | APY |
|---|---|---|---|
| Money Market - $50,000 and over | $100.00 | 0.01% | 0.01% |
| Money Market - $15,000 to $49,999.99 | $100.00 | 0.01% | 0.01% |
| Money Market - $2,500 to $14,999.99 | $100.00 | 0.01% | 0.01% |
| Money Market - $2,499.99 and below | $100.00 | 0.01% | 0.01% |
| Pillar Money Market - $50,000 and over** | $100.00 | 0.01% | 0.01% |
| Pillar Money Market - $15,000 to $49,999.99** | $100.00 | 0.01% | 0.01% |
| Pillar Money Market - $2,500 to $14,999.99** | $100.00 | 0.01% | 0.01% |
| Pillar Money Market - $2,499.99 and below** | $100.00 | 0.01% | 0.01% |
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. **The Pillar Money Market is available only to Pillar account holders.
Types of Loans
Busey Home Mortgage offers great rates and lower fees than many of our competitors.
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