Two female coworkes looking at computer and smiling.
 

Macon/Shelby Rates


Effective Date: 9/16/2020
 

Certificates of Deposit / IRA CDs - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Portfolio CD Package - 1 year* $2,500.00 0.05% 0.05%
Portfolio CD Package - 2 year* $2,500.00 0.10% 0.10%
Portfolio CD Package - 3 year* $2,500.00 0.15% 0.15%
60 Month CD $1,000.00 0.10% 0.10%
48 Month CD $1,000.00
0.10%
0.10%
36 Month CD $1,000.00
0.10% 0.10%
24 Month CD $1,000.00
0.10% 0.10%
18 Month CD $1,000.00
0.10% 0.10%
12 Month CD $1,000.00
0.10%  0.10%
6 Month CD $1,000.00
0.05% 0.05%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal. *The Portfolio CD Package is available only to Pillar Banking account holders and requires a minimum deposit of $7,500 to be divided equally among the three termed certificates.
 

Individual Retirement Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Traditional 18 Month Variable
$50.00
0.05% 0.05%
Roth Savings / CESA Savings $50.00
0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal.
 

Savings Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Everyday Savings $100.00 0.01% 0.01%
Minor Savings $25.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.
 

Checking Accounts - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Health Savings - $25,000 and over $25.00
0.01% 0.01%
Health Savings - $10,000 - $24,999.99 $25.00
0.01% 0.01%
Health Savings - $1,500 - $9,999.99
$25.00
0.01% 0.01%
Health Savings - $1,499.99 and below
$25.00
0.01% 0.01%
Pillar Banking - $20,000+
$100.00 0.01% 0.01%
Pillar Banking - $3,000 - $19,999.99 $100.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.
 

Money Market Account - INTEREST RATES

PRODUCT MINIMUM DEPOSIT RATE APY
Money Market - $50,000 and over $100.00 0.01% 0.01%
Money Market - $15,000 to $49,999.99 $100.00 0.01% 0.01%
Money Market - $2,500 to $14,999.99 $100.00 0.01% 0.01%
Money Market - $2,499.99 and below $100.00 0.01% 0.01%
Pillar Money Market - $50,000 and over** $100.00 0.01% 0.01%
Pillar Money Market - $15,000 to $49,999.99** $100.00 0.01% 0.01%
Pillar Money Market - $2,500 to $14,999.99** $100.00 0.01% 0.01%
Pillar Money Market - $2,499.99 and below** $100.00 0.01% 0.01%
All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings. **The Pillar Money Market is available only to Pillar account holders.
 
 
 
 
 
 
Couple unpacking boxes

Types of Loans

Busey Home Mortgage offers great rates and lower fees than many of our competitors. 
Open book

Hot off the press!

Check out the latest issue of The Pillar Magazine